 
                    Specialties and Expertise
                                                    
                                 Bonds & Fixed Income
                            
                                                    
                                 Financial Planning
                            
                                                    
                                 KiwiSaver
                            
                                                    
                                 Retirement
                            
                                                    
                                 Shares
                            
                                                    
                                 Superannuation
                            
                                                    
                                 Wills, Trusts & Estates